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The Sima Comprehensive Card Management System provides the capability to issue various types of cards, including debit, credit, gift, voucher, shopping, and local or organizational cards with specific definitions for each organization. It allows for the issuance of all mentioned types of cards in the form of magnetic physical cards, smart cards, or virtual card issuance without the physical card for use in virtual gateways.

The Comprehensive Merchant System includes the registration and management of individual and corporate merchants, stores, branches, and various types of terminals such as POS devices and ATMs. It enables the definition and allocation of different terminals to merchants and their settlement. The system also features a controller module for remote terminal management, as well as the definition and assignment of virtual terminals for use in internet and mobile gateways.

The Interchange Switch System enables connectivity with core banking systems, card issuance platforms, and various payment gateways. It supports connections to both international and local switches using all standard protocols, and is customized for integration with Shetab and Shaparak switches. The system fully supports all ISO 8583 versions and provides transaction management and routing capabilities. It handles all types of transactions, including financial transactions, notifications, settlements, and end-of-day processes, with the capacity to manage over 3,000 transactions per second.